Checking & Savings

Compare our checking and savings accounts to find the right products to meet your everyday needs and long term financial goals.

COMPARE Checking Accounts Savings Accounts
American Free Checking American Rewards Checking American Savings Money Market Investors Advantage
Description A free and easy to manage account.

An interest-earning account for customers who maintain a relationship with American Bank Center, American Insurance Center, or American Trust Center.

Low minimum balance makes saving an easy habit to maintain.
Earn higher rates on a tiered-rate schedule while having access to your funds. Earn premium rates on a tiered-rate schedule while having access to your funds.
Free Online/Mobile Banking
Free Bill Pay
Free eStatement
Free Phone Banking

Debit/ATM Card ATM Card Only
Interest Earned No
Minimum Daily Balance to Earn Interest N/A $1,000 $100 $1,000 $10,000
Qualifying Relationships Required to Earn Rewards

None

$1,000 min daily balance checking

OR

$5,000 combined deposits

OR

$5,000 lending relationship

OR

American Insurance Center or American Trust Center relationship

None

None

None

Benefits None Free Cashier's Checks

Free singles checks or discounted duplicates

Five free ATM transactions per month
None None None
Service Charge None $5 monthly service charge if qualifying balances or relationship is not maintained $5 quarterly service charge if minimum daily balance falls below $100 during statement cycle

$1 service charge per transfer/withdrawal over 12 per quarter
$10 monthly service charge if minimum daily balance falls below $1,000 during the statement cycle

$1 service charge per transfer/withdrawal over 6 per month
$20 monthly service charge if minimum daily balance falls below $10,000 during the statement cycle

$5 service charge per transfer/withdrawal over 6 per month

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