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Additional Services

Direct Deposit

  • Your paycheck, pension or Social Security check goes directly into your account
  • No worries about your check being lost or stolen
  • Money is automatically in the bank on payday- avoid extra trips to the bank

Debit Card

  • Gives you the power of a credit card with the control of a check
  • Purchases are debited directly from your checking account
  • Make purchases worldwide, anywhere the Visa card is accepted
  • Save money; there's no interest to pay and no need to write a check
  • Ready Reserve can be accessed when using your Debit Card to provide instant money for any use. Subject to qualification.
  • If your Debit Card is ever lost or stolen, call 1-866-546-8273 at any time of day to report lost or stolen cards or
    to get your card cancelled due to fraudulent transactions. 

XPRESS Phone Banking

  • Access your accounts by phone, 24 hours a day, 7 days a week
  • Call 701-221-4777, 701-483-3232 or 877-701-4777
  • Receive account information to verify transactions, balances and more
  • Transfer funds between accounts
  • Saves time with no unnecessary trips to the bank

Night Depository Box

  • Accessible from outside American Bank Center to make deposits or payments outside of banking hours
  • Secure - only you and American Bank Center has access to your locked night depository bag

 Safe Deposit Boxes

  • Various box sizes and rental fees
  • Keep your important papers safe and accessible in a safe deposit box located within American Bank Center's
    vault (where available).
  • Easily accessible during bank hours