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Retirement

Have you begun planning for your retirement?

The experienced professionals in our American Trust Center* are ready to assist you:

If you are nearing or about to begin your retirement, American Trust Center* can:

  • Provide assistance in moving your retirement funds from the company fund to your own.
  • Provide guidance in managing those funds to meet your individual needs.

Count on the experienced American Trust Center* to assist you with your investment needs:

Would you like to save money for the future?

Choose the term that is best for you with a Certificate of Deposit:

  • Earn a higher interest rate than with a Regular Savings Account.
  • Funds can be used as collateral for loans.
  • Funds can be automatically renewed upon maturity to the new market rate for an equal term.

Save a little each year for your child's or grandchild's education by opening a GrADD CD:

  • Earn a higher interest rate than a Regular Savings Account.
  • You may add to the account in $25 increments.
  • Money may be withdrawn with no penalty if used for educational purposes.

Save money on your taxes while saving for retirement with a traditional Individual Retirement Account (IRA):

  • Save money while making money; contributions may be tax deductible and interest earned may be tax deferred.
  • Make regular contributions with automatic funds transfer and avoid extra trips to American Bank Center.

With a Roth IRA you can pay now, save later, and the entire contribution is yours at retirement:

  • Interest earned is not taxed for qualified distributions.
  • Contributions may be made at any age with earned income.
  • No worries; pay taxes now and you or your beneficiary receives the entire IRA fund.

How Much do I Need to Retire?

Would you like additional options that meet your specific needs?

Direct Deposit your paycheck, pension or Social Security check:

  • No worries about your check being lost or stolen.
  • Money is automatically deposited in the bank on payday.
  • Private you are the only one who can access your account.

The Money Market Account also encourages you to save:

  • Earn a higher interest rate while maintaining access to your funds.
  • No monthly service charge when minimum balance is maintained.

Investor's Advantage Money Market Account rewards you for higher balances:

  • Earn premium rates on a tiered-rate schedule while having access to your funds.
  • No monthly service charge when minimum balance is maintained.

Save automatically without thinking about it using Automatic Funds Transfer:

  • Save time by transferring funds automatically from your checking to your savings regularly.
  • Convenient; save a trip to American Bank Center to make your loan or mortgage payment.

 

US Savings Bonds are designed as long term savings that are easily accessible:

  • Safe investment; backed by the full faith and credit of the United States with certain tax advantages.
  • Save money; competitive rates for your child's or grandchild's education.
  • Convenient; can be purchased at American Bank Center.

*Trust Investments may include assets which are not insured by the Federal Deposit Insurance Corporation (FDIC), not a deposit of or guaranteed by American Bank Center, and may be subject to investment risk, including loss of principal amount invested.