Community Rewards

You Earn. We Give. 

When you open a Community Rewards Checking(1) account from American Bank Center, you’ll start earning money up to three different ways. 

Dime-A-Time-Checking. When you use your debit card, we’ll give you a dime per transaction if at least 10 debit card transactions post and settle during that statement cycle (2). 

Unlimited ATMs. If you maintain a daily balance of $1,000 in your account, we’ll pay for all ATM fees. Otherwise, we’ll cover $20 worth of withdrawal fees per statement cycle. 

Account Interest. Earn 1.00% APY (3) on daily balances of $0-$10,000 if at least 10 debit card transactions post and settle during that statement cycle (4). 

So where does the “Community Reward” come in? 

At the end of the year, American Bank Center adds up all of the earnings from your Dime-A-Time Checking and makes a donation in your honor to a local charity. You earn. We give. You can take all the credit for your contribution. 

And of course there are all the other benefits you’ve come to expect from a personal checking account: 

  • Online and Mobile Banking
  • Mobile Deposit
  • Person to Person Transfers 
  • VISA Debit Card
  • Free Bill Pay and Free Statements

Visit any Bismarck or Mandan branch to enroll in Community Rewards Checking from American Bank Center. Find the branch nearest to you with the branch locator to the right.

(1) Certain restrictions may apply. Account subject to credit approval. Account requires electronic statements. (2) Rewards deposited monthly into your account (3) The Annual Percentage Yield is accurate as of 8/1/17. Rates may change after the account is opened. Fees could reduce the earnings on the account (4) Daily balances exceeding $10,000 earn the .05% APY.