We have the resources to help you make the most of every opportunity. Our business loan services include a fast response from local decision makers plus the willingness and expertise to reduce your borrowing costs.
Commercial Lines of Credit
Provide funds for normal operating expenses:
- Conveniently transfer funds to your business account.
- Better cash management of your business.
- Take advantage of discounts with trade creditors.
- Secured by general business assets.
Commercial Term Loans
For purchase or refinance of long term business assets:
- Purchase assets now and spread cost over normal useful life.
- Improve cash flow with long term financing.
- Fixed or adjustable rate terms.
Commercial Real Estate Loans
For acquisitions, expansions or refinancing:
- Convert your equity into readily accessible cash.
- Construction or permanent financing loans.
- Longer term financing for capital improvements.
- Flexible repayment terms.
Government Guaranteed Loan Programs
Available to qualifying businesses:
- Small Business Administration programs available.
- Purchase of long term assets with economic development impact.
- Competitive financing rates and terms available.
- Available to borrowers who may not meet normal underwriting standards.
- Operating Loans
- Construction Financing
- Equipment Loans
- Small Business Loans