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We have the resources to help you make the most of every opportunity. Our business loan services include a fast response from local decision makers plus the willingness and expertise to reduce your borrowing costs.

Commercial Lines of Credit 

Provide funds for normal operating expenses:

  • Conveniently transfer funds to your business account.
  • Better cash management of your business.
  • Take advantage of discounts with trade creditors.
  • Secured by general business assets.

Commercial Term Loans

For purchase or refinance of long term business assets:

  • Purchase assets now and spread cost over normal useful life.
  • Improve cash flow with long term financing.
  • Fixed or adjustable rate terms.

Commercial Real Estate Loans

For acquisitions, expansions or refinancing:

  • Convert your equity into readily accessible cash.
  • Construction or permanent financing loans.
  • Longer term financing for capital improvements.
  • Flexible repayment terms.

Government Guaranteed Loan Programs

Available to qualifying businesses:

  • Small Business Administration programs available.
  • Purchase of long term assets with economic development impact.
  • Competitive financing rates and terms available.
  • Available to borrowers who may not meet normal underwriting standards.

Also available:

  • Operating Loans
  • Construction Financing
  • Equipment Loans
  • Small Business Loans

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