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Our Company

American Bancor, Ltd.

American Bancor, Ltd. is a North Dakota based, employee & director owned, holding company that includes
two North Dakota-chartered banks, American Bank Center and United Community Bank of ND, and two
financial service subsidiary companies, American Trust Center and American Insurance Center.

American Bancor, Ltd. was originally formed on November 15, 1976, under the name United Bancor. Its main
assets were American State Bank of Dickinson and Citizens State Bank of New England. In 1984, the holding
company aquired the Bank of Killdeer. It wasn't until January 7, 2002, that the company expanded eastward
when it merged with Bismarck BancShares of Bismarck, parent company to Bank Center First. In January
2005, United Bancor acquired Scandia American Bank & Trust of Stanley. The following year, United Bancor,
Ltd. changed its name to American Bancor, Ltd.

Looking to further expand, American Bancor, Ltd. acquired CountryBank USA, located in Cando and Devils
Lake in January 2010. In October 2012, the company purchased North Country Bank located in McClusky and
Underwood and later welcomed Community First Bank of Glendive in October 2013. The latest expansion took
place in April 2015, when the company purchased United Community Bank of ND located in Minot, Burlington,
Leeds and Drake. 

American Bank Center

Locally owned since 1909, American Bank Center is the largest locally owned financial center in southwest
North Dakota. The bank serves 12 communities including Bismarck, Mandan, Dickinson, Cando, Devils Lake,
Killdeer, Minot, New England, Stanley, Glendive, Underwood and McClusky.

American Trust Center

Trust powers were initially granted in July 1983 as a trust department of American State Bank & Trust of 
Dickinson. In 2002, Trust Center of America was purchased by American Bank Center in Bismarck. The 
following year, the trust department of American State Bank & Trust (Dickinson) and Trust Center of 
America (Bismarck) merged and, together, became American Trust Center. American Trust Center 
has offices in Bismarck, Dickinson and Minot and offers services to outlying American Bank Center 
and North Country Bank communities.

American Insurance Center

Serving customers since the 1960’s, American Insurance Center’s roots include mergers of The Wald 
Agency, Prairie Insurance, First Insurance Agency, King Insurance Agency, Prairie Dakota Insurance, 
CountryInsure USA and most recently, The Larry Ash Agency. The agency has grown to include the 
communities of Bismarck, Cando, Devils Lake, Dickinson, Minot, Stanley, and Watford City, North Dakota.

American Insurance Center writes business in four states through more than 40 companies. AIC has 
been recognized for superior professionalism and profitability and a “best of the best” agency by Farmers 
Alliance Companies. AIC is also considered a Best Practice Agency recognized by Independent Insurance 
Agents & Brokers of America (IIABA) and among only 180 agencies in the nation based on financial and 
operational data that is scored and ranked objectively.

Our way of life & promise to you

American is committed to the success and well-being of the communities we serve. Grounded in the 
mid-west, we are an employee-owned company with community at the heart of everything we do.