Personal Banking
Checking Accounts

Free Internet Banking and Free Bill Pay!

Free Checking- An interest earning free account.

• No Minimum Balance
• No Monthly Service Charge
• Unlimited Check Writing
• Interest Earned on Balance of $500+
• Check Card
• Ready Reserve Line of Credit

Mortgage Plus Checking- Special benefits for customers with a first mortgage at American Bank Center with automatic mortgage payment. Maintain an average daily balance of $500 and we will waive the service charge of $4 plus 15¢ per debit over 25.

• Unlimited Check Writing
• No Fee Wallet Style Checks
• Check Card
• Ready Reserve Line of Credit
• No Fee Money Orders
• Discounted Travel Money Card
• Free Cashier's Checks

Golden Age Checking- Checking plus benefits specifically for customers age 55+.

• No Minimum Balance
• No Monthly Service Charge
• Unlimited Check Writing
• Earns Interest
• No Fee Money Orders
• No Fee Wallet Style Checks
• Check Card
• Ready Reserve Line of Credit
• Free Cashier’s Checks

Club Trac™ Checking- Interest earning checking account with club benefits for customers ages 21 through 54.  Maintain a combined average daily balance of $500 in your Club Trac Checking and personal savings accounts or a minimum daily balance of $1,000 in a personal CD or a loan balance of $5,000 and we'll waive the $5 service charge.

• Unlimited Check Writing
• Earns Interest
• No Fee Wallet Style Checks
• Check Card
• No Fee Money Orders
• Ready Reserve Line of Credit
• Merchant Discounts
• Social and Educational Activities
• Discounted Trips and Event Tickets
• No Fee Cashier's Checks
• Click here for more info

Club America Checking- Checking account and social club for customers 50+. Club America Membership* required.

• To avoid the $5.00 monthly service charge, you must maintain a minimum daily balance of $1,000.00 in your Club America Checking Account, $1,000.00 in your savings accounts or $10,000.00 in combined deposit relationships (checking, savings, certificates of deposit).
• Unlimited Check Writing
• Earns Interest
• No Fee Wallet Style Checks
• No Fee Cashier's Checks
• Ready Reserve Line of Credit
• Social and Education Activities
• Discounted Trips and Event Tickets
• Quarterly Newsletter
• No Fee Money Orders

Reorder Checkblanks
If you are a current American Bank Center customer you can reorder your checks by clicking here.